In Ohio, it is very common to see laerwys for these companies in small claims court getting legal judgments against people owing amounts under $500. Howevever, expect interest to accrue, as well as attorney fees and filing fees if you don't pay and they take you to court. It will also pop up on your credit report. I imagine this occurs in your area also, and that your debt will double very quickly.Also, with a legal judgment and knowing where you work, it is just a quick walk down to the clerk to get garnishments against your wages.These companies unfortunatly are very good as making debtors pay one way or another. I think you should ask a family member for help in getting out from their thumb this doesn't sound like a ton of money for someone to help.Next, be thankful you've learned your lesson and don't return. I'm sorry to hear you're in this position and hope you can get out of as soon as possible.
It's a scam collection agency.... Do NOT give those people any information.... Do NOT confirm any information..... and report them so that others don't fall prey to such scams....!!!
Consumers across the country report that they're getting telephone calls from people trying to collect on loans the consumers never received or on loans they did receive but for amounts they do not owe. Others are receiving calls from people seeking to recover on loans consumers received but where the creditors never authorized the callers to collect for them. So what's the story?
The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:
is seeking payment on a